Fraud Protection

Positive pay

Positive pay is a smart fraud-detection tool. It provides a simple way for your business to monitor all checks clearing through your accounts.

Business debit and credit cards

Business debit and credit cards are available with risk management support, including FraudWatch®and FraudWatch PLUS.

Account dollar limits

Account dollar limits enable you to set a maximum amount for checks, ACH payments, and wire transfers clearing your account. They provide greater protection against fraudulent high-dollar transactions.

Wire transfers

Wire transfers are processed quickly and efficiently by our reliable wire services department, because we understand how important those critical fund transactions are for your business.

Electronic check conversion (Check 21)

Electronic check conversion (Check 21) converts paper checks to ACH transactions for faster funds verification.

FraudWatch is a registered trademark of U.S. Bank®.