Xpress Deposit

Metropolitan clients can securely deposit checks to their accounts anytime, anywhere. All you need is your smartphone and the Xpress Deposit application (“app”). Simply snap photos of the front and back of your checks, then transmit the images for processing. It’s easy and the benefits are clear.

  • Deposit checks when it’s convenient for you—24 hours a day, 7 days a week.
  • Eliminate the time and costs of an extra trip to a branch or ATM to make a deposit.
  • Follow the helpful app prompts that make deposits quick and easy.
  • Deposit checks safely and securely in minutes.
  • Keep up-to-date on the status of your deposits with email notifications.
  • Access funds sooner—the same business day if deposited by the cutoff time.
  • Use the help screen tips for taking clear photos.

Getting started
Follow these simple steps to start using Xpress Deposit.

  1. Download the Metropolitan Bank Xpress Deposit app.
  2. Register your accounts for access to Xpress Deposit by calling your Client Services Advisor at 601.853.0000 or 901.969.8000 and providing your Metropolitan online banking access ID and the email address associated with it.
  3. Allow one business day for confirmation of registration.
  4. Start making deposits with your smartphone and our Xpress Deposit app.

Requesting assistance
Metropolitan Bank support is available to answer any questions or issues you may have with Xpress Deposit. Simply contact your Client Services Advisor anytime, Monday through Friday, 8:30 a.m. to 5:00 p.m., at 601.853.0000 or 901.969.8000.

For more information, see our Xpress Deposit FAQs. Or, see the terms and conditions for complete details.