Personal Checking

Choose from accounts that are more about the tools you need than the rules you don’t. Accounts designed to help you build success.

Free Checking

Free checking at Metropolitan lives up to its name. We waive all fees and offer exceptional convenience. You'll never have to pay an ATM fee—even if you use a machine that isn't affiliated with Metropolitan. Here are just some of the advantages:

  • No monthly charges
  • Unlimited account transactions without fees
  • Mobile banking with mobile deposit and bill pay
  • Online banking with bill pay
  • Easy debit card access
  • Free first order of checks
  • Convenient e-statements
  • Overdraft protection
  • No fees for remote ATM transactions*

Interest Checking

Interest checking is perfect for Metropolitan clients who demand more out of their checking account. In addition to fee-free access to any ATM nationwide, this checking account offers monthly compounded interest on your account balance.

  • Tiered interest with a $1,000 minimum balance
  • Mobile banking with mobile deposit and bill pay
  • Online banking with bill pay
  • Easy debit card access
  • Free first order of checks
  • Convenient statements with images
  • Overdraft protection
  • No fees for remote ATM transactions*

Private Client Checking

Private client checking at Metropolitan is our premium personal checking account offering a comprehensive portfolio of options.

  • Tiered interest with a $5,000 minimum balance or $15,000 in aggregate balances
  • Mobile banking with mobile deposit and bill pay
  • Online banking with bill pay
  • Easy debit card access
  • Free first order of checks
  • Convenient statements with images
  • Overdraft protection
  • No fees for remote ATM transactions*

Relationship Checking

Relationship checking at Metropolitan is our premium personal checking account offering a comprehensive portfolio of options.

  • Tiered interest with a $5,000 minimum balance or $15,000 in aggregate balances
  • One additional deposit account or loan account required to qualify
  • Mobile banking with mobile deposit and bill pay
  • Online banking with bill pay
  • Easy debit card access
  • Free first order of checks
  • Convenient statements with images
  • Overdraft protection
  • No fees for remote ATM transactions*

Physician and Attorney Checking Accounts

Metropolitan offers products specifically tailored to address the unique needs of our physician and attorney clients. For more information, contact your local office or you can contact us here.

Overdraft Lines of Credit

Overdraft lines of credit give you peace of mind. A $5 overdraft can cost you ten times or more in penalty charges for a simple mistake. We can provide protection for your Metropolitan checking, savings, and money market accounts with an overdraft line of credit.

Relationship Money Market Accounts

Relationship money market accounts reward you for having additional accounts with an attractive rate, easy accessibility, and even more Metropolitan benefits. It's a smart account that pays.

  • Daily compounded interest paid monthly
  • Tiered interest rates
  • Online banking with bill pay
  • Easy debit card access
  • Free first order of checks
  • Automatic monthly transfers from checking to savings
  • Overdraft protection
  • No fees for remote ATM transactions*
  • Up to 6 (federally regulated) free withdrawals monthly

* You can use any domestic ATM, and Metropolitan will refund any foreign bank ATM fees incurred. In other words, you never pay a fee for ATM transactions in the U.S. on personal accounts.